Private personal finance

Your personal finance home across Apple devices.

Capture spending in seconds, keep accounts and budgets in order, and review the full picture on iPhone, iPad, Mac, Apple Watch, widgets, and private iCloud sync.

Available across iPhone, iPad, Mac, Apple Watch, widgets, and private iCloud.

  • Local-first data
  • Private iCloud sync
  • No ad tracking
  • Built for glanceable widgets

Platforms

Designed for the way Apple devices work together.

Each screen type has a different rhythm. Centsai adapts to quick capture, broad review, and calm glanceable updates without losing continuity.

Everyday flow

From capture to review in three calm steps.

The homepage story mirrors how the app feels in use: quick input first, then structure, then a clean read on the numbers.

  1. 01

    Capture

    Get expenses into the ledger in seconds with quick entry and receipt-based capture.

    The flow stays light, even when you are on the move.

  2. 02

    Organize

    Keep accounts, categories, recurring patterns, and budgets aligned without extra ceremony.

    The workspace stays tidy enough to return to later.

  3. 03

    Review

    Read trends, balances, and recent activity from the same private home across devices.

    Everything stays ready for a monthly check-in or a fast glance.

Privacy trust

Privacy that feels built in, not bolted on.

Centsai keeps the ledger close to the devices you already trust, so the product can stay useful without turning your finances into a data business.

The ledger stays close to your devices first, then moves quietly across Apple surfaces through private iCloud.

  • Local-first storage keeps the primary ledger on your device.
  • Private iCloud sync carries data across Apple devices without exposing it publicly.
  • No ad tracking means your financial history is not mined for marketing profiles.
  • No self-hosted ledger storage keeps the app from operating as a separate data warehouse.

Support and policy

Clear routes for help and the documents users expect.

When someone needs support or wants to review the rules, the path is obvious and stays inside the same branded experience.

support

Support

Find answers, contact the team, and handle account or restore questions.

Open Support
privacy

Privacy

Read how Centsai handles storage, sync, and data control.

Read Privacy
terms

Terms

Review the app terms and the purchase rules that apply to your use.

Read Terms

Final step

Ready to keep your finances in one calm place?

Download Centsai and carry the same private workspace across iPhone, iPad, Mac, Apple Watch, and widgets.